Hugo works closely with trustees and sponsors of UK defined contribution (DC) pension schemes in relation to investment matters. He works with both own trust and master trust schemes and is driven by a desire to improve the quality and certainty of retirement outcomes for members. Hugo’s expertise centres on designing, monitoring, and reviewing investment strategies for DC schemes according to their own specific beliefs and circumstances. Alongside advising clients, he has a key role in shaping BWs research from a DC perspective, in particular for research into new and innovative strategies (including decumulation and private markets) and sustainable investment.

As a DC consultant, Marie works with trustees and employers on all aspects of managing DC pension arrangements, from helping trustee boards remain compliant with their governance requirements to supporting employers manage auto-enrolment audits and pension change projects. She helps clients in understanding their duties and requirements, advising them on how to implement appropriate solutions. Her clients include trustee boards of standalone DC trusts or hybrid schemes, employer governance committees managing master trust or group pension arrangements, and HR, benefits, and reward teams. Marie's main areas of expertise including DC trust governance, scheme wind-ups, provider research and auto-enrolment. Among her experience, she has undertaken secondment to support a client through a large contribution audit exercise and has managed the BW Large DC Schemes Research Team since 2022.

Raj Dhot is an Investment Client Manager at Barnett Waddingham, responsible for assisting consultants in advising clients on investment matters. Raj advises a range of clients, including DB & DC pension schemes, insurers, and charities, ranging from £100m to £3.5bn AUM. Having recently qualified as an Actuary, Raj has built up experience in helping design bespoke investment strategies for clients with a wide range of needs, as well as manager selection and performance monitoring. Raj is a member of Barnett Waddingham’s DEI network and has a passion for helping to make pensions accessible for everyone, particularly those from disadvantaged backgrounds.