As Head of Retirement Proposition at Standard Life, Esther is working to improve the solutions and support available to individuals retiring with DC savings, to help people manage the risks they face in retirement.

Esther is an actuary with nearly 20 years’ experience in the pensions industry and is passionate about making DC “better”. Before joining Standard Life in 2022 Esther was a Principal at Barnett Waddingham with experience spanning from advising DC schemes on investments to DB funding advice. Since 2018 she has chaired a working party for the Institute and Faculty of Actuaries (IFoA) looking at how the industry can improve post-retirement products for consumers. She has also co-authored the IFoA’s revised practical guide on climate change for actuaries working in DC and was a finalist for the Actuarial Post’s “Sustainability Actuary of the Year” in 2021.