Joanne Fairbairn is an Accredited Professional Pensions Trustee (APPT) and Fellow of the Institute of Actuaries (FIA). She has been with ZEDRA Governance since January 2021 and holds professional trustee appointments for a range of DB and DC schemes by size and sector, including a DC Master Trust. She has over 30 years’ experience in the pensions industry and brings a wealth of knowledge gained as Scheme Actuary, consultant, in-house management, and Trustee. She is presently Chair of the DC Policy Committee of the PLSA and a member of the PLSA Policy Board.