Rachel joined L&G in 2017 and oversees L&G’s external relationships in the UK bulk annuity market. Rachel has taken lead roles in the pricing and execution of some of L&G’s landmark buy-ins and buyouts including a £1.8 billion buy-in with United Utilities and £2.5 billion buyout with Nortel Networks. She has over 10 years’ experience in the pensions and insurance markets, having previously worked at a leading corporate pensions consultancy. Rachel is a Fellow of the Institute and Faculty of Actuaries.